Spending tips...

There so many things out there to be spent - money, time, ourselves etc. I came across 2 quotes that put "Spending tips" I've always known very succinctly. So you don't think these quotes are 2-legged stools i.e. the originator's idea and mine, I've also added the third and most important stool leg - the Word of God which is unshakeable and forever settled.

1. Don't spend your time - invest it.* ~ Waylon Bailey

This is exactly what the Bible says: 

Teach us to use wisely all the time we have. (Ps 90:12 - CEV)

So be careful how you live. Don’t live like fools, but like those who are wise.
Make the most of every opportunity in these evil days. 
Don’t act thoughtlessly, but understand what the Lord wants you to do.  
(Eph 5: 15-17 - NLT)

2. In bringing up children, spend on them half as much money and twice as much time. 

~Author Unknown

The best way to bring children up is not with valuable things but with valuable time. If you must spend time, spend it in a worthwhile manner - in a way that it becomes an investment. Spending time with your children in an investment with many earthly and eternal rewards. Investing your time in your children is the best and only way you can and will obey God. The reward of this investment is they'll be prepared for a great life that will also benefit you:

As long as you live, you and your descendants are to honor the Lord your God and obey all his laws that I am giving you, so that you may live in that land a long time. Listen to them, people of Israel, and obey them! Then all will go well with you, and you will become a mighty nation and live in that rich and fertile land, just as the Lord, the God of our ancestors, has promised. Israel, remember this! The Lord and the Lord alone is our God. Love the Lord your God with all your heart, with all your soul, and with all your strength. Never forget these commands that I am giving you today. Teach them to your children. Repeat them when you are at home and when you are away, when you are resting and when you are working. (Deut 6: 2-7 - GNT, italics mine)

Abraham's blessings are ours...only if we did what he did then we'll receive God's promise:

For I have known (chosen, acknowledged) him [as My own], so that he may teach and command his children and the sons of his house after him to keep the way of the Lord and to do what is just and righteous, so that the Lord may bring Abraham what He has promised him. (Gen 18: 19 - Amplified)

If you must spend anything, spend wisely...

but it's always better to invest and invest wisely.

Wishing you a well-spent Christmas with great memories in return for time "invested"...

Further reading
*http://waylonbailey.com/2011/07/dont-spend-time-invest-it/